I've had this happen twice on my '01 XC 200.
The first time I found the bleed hole in the bottom of the master cyl was partialy clogged.
The second time, the front brake would start dragging somewhat, but never lock up. It just dragged enough to cause concern and be a PIA.
A couple days ago I dug into it and found that the small spring that fits in the end of the clutch lever and presses against the clutch perch was slightly too long. This prevented the piston in the master cyl from fully returning when the front brake was released. Especially if the brake was being used continually, like on long downhills.
I had rebuilt the front master cyl sometime ago using oem '01 Honda CR 250
parts, which worked well, but apparently that small spring was slightly longer on the Honda.
I just kept cutting off a coil at a time till I had it right. All works like a charm now.
RB