I got my Rekluse basket in & tried it over the w/e.  I had to get my friendly local dealer to install it b/c I could not get past the nut holding on the basket, since I don't have a compressor/impact tools & don't want to buy them just to use once every several years.  I could not get that joker off even with a clutch-holder thing made like vise grips + a cheater bar on the socket handle.  While I was in there I threw in new plates too, even though the 1s I had still looked pretty good.
Result:  Problem solved!  It's the magic bullet.  No more squealing, squawking, grinding or other horrible noises.  As an added bonus, the clutch "locks up" a little more positively, although as noted, since I changed more than 1 thing at a time, I can't tell for sure whether that was the basket or the plates.
Thanks for the good advice!
John